![]() ![]() There are options to pay a monthly fee in order to reduce transaction fees down to interchange fees only, i.e. Many charge no monthly fee, just transaction fees in the range of 2.5-3.5%. Most merchant services providing a mobile card reader offer rates similar to online payment processing systems. And some merchants offer an offline option to boot.Įven better, it's not just the ability to take payments from credit/debit cards with an EMV aka chip-and-pin, but contactless payments can now also be taken, including Apple Pay, Android Pay, and Samsung Pay. ![]() Using nothing more than your smartphone, a downloaded app, and a cheap card reader costing from $25 to $50, you can take payments anywhere there is a cellular network signal. Where mobile credit card processing really comes into its own is its sheer flexibility.
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